If you’ve ever needed to transfer money to another bank account in Malaysia, you’ve probably come across IBG (Interbank GIRO). It’s one of the most common methods for moving money domestically, but let’s be honest—figuring out when your money will arrive and whether it’s the best option can sometimes be confusing. Let’s break it down…
If you’re like me, you’ve probably noticed that cash is slowly becoming a thing of the past. These days, almost everything can be paid for with just a few taps on your phone. Enter DuitNow—Malaysia’s inter-bank money transfer service that makes sending and receiving money ridiculously easy. When DuitNow was first introduced, I won’t lie—it…
If you’ve ever shopped online in Malaysia, chances are you’ve come across FPX as a payment option. But what exactly is FPX, and why should you consider using it? Let’s break it down in the simplest way possible. What is FPX? FPX (Financial Process Exchange) is a Malaysia-based online payment method that allows you to…
Shopping is fun, but paying for everything upfront? Not so much. That’s where Atome comes in—a Buy Now, Pay Later (BNPL) service that helps you split your payments into manageable installments. Whether you’re eyeing the latest fashion, upgrading your home, or even booking a trip, Atome makes it more affordable by letting you spread out…
Ever wanted to buy something but hesitated because of the hefty upfront cost? That’s where Buy Now, Pay Later (BNPL) steps in. It allows you to split payments over a few months, often interest-free, making big purchases feel more manageable. Instead of paying RM1,500 for a new phone all at once, you could break it…
Imagine owning a piece of landed property in Malaysia without the hefty down payments, complicated loans, and maintenance hassles. Sounds too good to be true? Enter Urby, a fractional real estate investment platform that’s changing the way Malaysians invest in property. This review provides an in-depth look at Urby Malaysia, its key features, benefits, and…
Investing can feel like a big, complicated puzzle—especially when you’re just getting started. With so many options out there, it’s easy to feel overwhelmed. But what if there was a way to grow your wealth without stressing over stock-picking or checking the market every day? That’s where index funds come in! In this guide, I’ll…
The Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN), or National Higher Education Fund Corporation, plays a vital role in providing Malaysian students with affordable education loans. Understanding how to check your PTPTN loan details is essential for tracking your repayment progress and avoiding potential penalties. Repaying your PTPTN loan isn’t just about settling your debt—it also…
Saving money doesn’t mean you have to survive on instant noodles, ghost your friends every time they suggest makan outside, or reuse tea bags until they beg for mercy. It’s about making smarter choices so your money sticks around longer instead of vanishing into the abyss of overpriced coffee and impulse buys. Let’s dive into…
Investing in property in Malaysia has long been a popular way to build wealth. With a growing population, urban development, and government incentives, real estate remains an attractive asset. In 2024, property prices in key areas like Klang Valley, Johor, and Penang continue to show steady growth. Rental demand is also rising, especially in well-connected…