Let’s talk about one of the more grown-up dilemmas: car loan vs home loan, which one should you pay off first? You’ve got monthly payments eating into your income, and then boom—you get a little windfall. Maybe it’s your bonus. Maybe a tax refund. The question suddenly pops up: “Should I pay off my car…
Buying a home in Malaysia is a huge milestone — and let’s be real, it’s one of the biggest financial commitments most of us will ever make. If you’re like me, the thought of locking yourself into a 30-year loan can be… well, a little scary. But here’s the good news: there’s a way to…
Let’s be honest—choosing a credit card can be super overwhelming. There are so many options out there promising rewards, cashback, and “exclusive” benefits. But today, I want to share a card that genuinely offers solid value—especially if you’re just starting out or want something simple yet rewarding: the Maybank 2 Gold Card. Yep, you read…
I don’t always have enough money in my spending account—and sometimes I just get lazy to transfer funds from one account to another. Other times, I’m waiting for my paycheck to come in before making a purchase. That’s where ShopeePayLater (or SPayLater) comes in. Now I can buy what I need now and pay when…
Let me tell you—there’s nothing more nerve-wracking than realising your credit card might have been compromised. Whether it’s a suspicious online charge, a lost wallet, or an SMS notification for something you definitely didn’t buy, it can make your heart drop. But the most important thing? Don’t panic. I’ve been there, and I’m here to…
Let’s be real—applying for a credit card can feel like unlocking a new level of adulting. You start dreaming about cashback perks, travel rewards, or simply having a backup for emergencies. But then… rejection hits. You get that dreaded email or letter, and suddenly, you’re wondering why was my credit card application rejected? If you’re…
Let’s be honest—credit cards have a bit of a reputation. Some see them as a symbol of financial freedom, while others fear them as a trap that leads to endless debt. So, which is it? The truth is, a credit card is just a financial tool. It’s neither good nor bad—it all depends on how…
Owning a car in Malaysia isn’t just about convenience—for many, it’s a necessity. Whether you need it for daily commuting, family needs, or weekend getaways, having your own set of wheels gives you freedom. But let’s be real: cars are expensive, and most of us can’t afford to pay for one in cash. That’s where…
Shopping is fun, but paying for everything upfront? Not so much. That’s where Atome comes in—a Buy Now, Pay Later (BNPL) service that helps you split your payments into manageable installments. Whether you’re eyeing the latest fashion, upgrading your home, or even booking a trip, Atome makes it more affordable by letting you spread out…
Ever wanted to buy something but hesitated because of the hefty upfront cost? That’s where Buy Now, Pay Later (BNPL) steps in. It allows you to split payments over a few months, often interest-free, making big purchases feel more manageable. Instead of paying RM1,500 for a new phone all at once, you could break it…