It was just another weekday. I was busy working when my brother messaged me something I’ll never forget: “Dad got scammed.” At first, I thought he meant a small scam. Maybe a fake seller. RM50, maybe RM200 tops. But no—this was big. RM75,000 gone. How It Happened Over the past few months, my dad had…
It starts with a gut punch. You get a weird notification, a sudden bank transaction, or maybe a cold chill as you realize that the person you’ve been talking to… wasn’t who they claimed to be. That “uh-oh” moment sinks in, and you’re left thinking: I’ve been scammed. Let me just say—you’re not alone. So…
According to Bank Negara Malaysia’s 2015 survey, 75% of Malaysians struggle to raise RM1,000 for emergencies, and 32% can only cover a week’s expenses if they lose their income. These numbers are alarming. An emergency fund is money specifically set aside for unexpected events — job loss, urgent medical bills, major car repairs, or home…
When I first dipped my toes into the world of investing back in 2021, I thought I had everything figured out. I believed that if I just invested consistently, I would naturally build wealth over time. While there is some truth to that, I quickly learned that the journey to financial freedom isn’t a straight…
I thought reading ten personal finance books would make me confident enough to start investing. Instead, I froze. It started with curiosity. Then it became a mission. I devoured books like The Psychology of Money, Just Keep Buying, Your Money or Your Life, I Will Teach You to Be Rich, and a few more that…
Over the years, my relationship with money has evolved—from saving my allowance in a biscuit tin to investing in the S&P 500 and building a net worth tracker I obsessively update every month. If you’ve been following my blog, you know I’m all about building a sustainable, independent life—ideally with a cat in a city…
If you own a car in Malaysia, you’ve probably heard the term “car grant” or geran before. Officially known as the Vehicle Ownership Certificate (VOC), this document is essential for proving ownership of your vehicle. Whether you’re a first-time car owner or someone who misplaced their grant, understanding what it is, why it matters, and…
If you’ve been scrolling through financial news or social media, chances are you’ve come across discussions about forex trading in Malaysia. It’s a hot topic, and for a good reason! Forex (foreign exchange) trading has gained popularity as a potential way to grow wealth by capitalizing on currency fluctuations. But is it really that easy? …
Have you ever needed to find your income tax number but had no idea where to look? Whether you’re starting your first job, filing your taxes, or handling other financial matters, knowing your Tax Identification Number (TIN) is crucial. Let’s go through how to check your income tax number in Malaysia easily. Related Posts:…
Let’s be real—nobody enjoys paying bills. It’s one of those annoying adulting tasks we just have to deal with. But what if I told you there’s an easy, hassle-free way to do it? Enter JomPAY, a national bill payment service that lets you pay your bills online quickly and securely through any bank in Malaysia….