When people think of investing in precious metals, gold is usually the first thing that comes to mind. However, silver is another valuable asset that often goes overlooked. While I personally prefer gold, I recently bought a silver ring from a Balinese silversmith—a beautiful piece featuring a bloomed Kemboja flower design for just RM85 after…
As of October 2024, only 36% of active Employees’ Provident Fund (EPF) members have accumulated the minimum savings threshold of RM240,000 by age 55—far below what’s needed for a comfortable retirement. For many Malaysians, the EPF remains the primary retirement safety net, but relying on it alone may not be enough. That’s where the Private…
Ever wanted to create your own memecoin? With Pump.fun, you can launch one in just minutes—no coding or technical skills needed. Disclaimer: This guide is for educational purposes only. The memecoin space is full of risks, including rug pulls, scams, and extreme volatility. Never invest money you can’t afford to lose. Now, let’s dive into…
If you’re like me and use Grab frequently, GXBank might just be the perfect banking option. I’ve decided to use GXBank mainly for its GrabRewards benefits since I rely on Grab for rides, food deliveries, and even grocery runs. Plus, it helps me track my Grab spending more easily. But beyond that, does GXBank really…
Automated investing is gaining traction in Malaysia, and myASNB Ria is the latest robo-advisor to enter the market. Launched by ASNB, this platform simplifies investing by automatically managing your portfolio based on your risk tolerance. I decided to test myASNB Ria to see how it compares to other robo-advisors. In this post, I’ll share my…
If you’re a pet owner in Malaysia, you probably know how expensive vet bills can get—especially in emergencies. From routine check-ups to unexpected illnesses or accidents, medical costs for your furry friend can quickly add up. That’s where pet insurance comes in. Pet insurance helps cover vet bills, offering financial protection and peace of mind…
Funding Societies is one of Malaysia’s leading peer-to-peer (P2P) financing platforms, allowing retail investors like you and me to fund small and medium enterprises (SMEs) in exchange for potential returns. If you’ve ever wondered whether P2P lending is worth it, this review will break down how it works, what to expect, and my personal experience…
Cryptocurrency trading platforms are everywhere, but finding one that offers a wide selection of assets, low fees, and a user-friendly experience is essential for traders. In this comprehensive Hata Global review, we’ll dive into my personal experience using this platform, its features, fees, and the full list of cryptocurrencies available for trading. My Personal Experience…
Have you ever considered the possibility that there might be money out there waiting for you to claim? It might sound too good to be true, but unclaimed money is more common than you think. Whether it’s forgotten dividends, abandoned bank accounts, or insurance payouts, there are millions of ringgit in unclaimed funds sitting with…
In my financial journey, I’ve come to realize that credit health isn’t just a number—it’s a gateway to achieving milestones like financing my dream car, qualifying for a credit card with top-notch perks, or even securing better interest rates. In Malaysia, two tools that have helped me understand where I stand financially are the CTOS…