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Milie's Journey

Personal Finance

  • Compulsory Excess Explained

    Compulsory Excess Explained

    Car insurance is meant to be a financial safety net, protecting you from hefty repair costs in case of an accident.  But let’s be real—insurance policies can be…

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    Milie J

    April 7, 2025

    4 min read

  • Comprehensive vs Third Party Insurance – Which One Should You Choose?

    Comprehensive vs Third Party Insurance – Which One Should You Choose?

    If you own a car in Malaysia, you probably already know that renewing your car insurance and road tax annually is a must.  But with so many insurance…

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    Milie J

    April 6, 2025

    4 min read

  • IBG (Interbank GIRO) Malaysia: All You Need to Know

    IBG (Interbank GIRO) Malaysia: All You Need to Know

    If you’ve ever needed to transfer money to another bank account in Malaysia, you’ve probably come across IBG (Interbank GIRO).  It’s one of the most common methods for…

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    Milie J

    March 28, 2025

    4 min read

  • What is DuitNow Malaysia: All You Need to Know

    What is DuitNow Malaysia: All You Need to Know

    If you’re like me, you’ve probably noticed that cash is slowly becoming a thing of the past. These days, almost everything can be paid for with just a…

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    Milie J

    March 27, 2025

    4 min read

  • FPX Malaysia: A Simple & Secure Way to Pay Online

    FPX Malaysia: A Simple & Secure Way to Pay Online

    If you’ve ever shopped online in Malaysia, chances are you’ve come across FPX as a payment option.  But what exactly is FPX, and why should you consider using…

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    Milie J

    March 26, 2025

    4 min read

  • Atome Malaysia Review: Guide to Buy Now, Pay Later Shopping

    Atome Malaysia Review: Guide to Buy Now, Pay Later Shopping

    Shopping is fun, but paying for everything upfront?  Not so much.  That’s where Atome comes in—a Buy Now, Pay Later (BNPL) service that helps you split your payments…

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    Milie J

    March 22, 2025

    4 min read

  • BNPL Malaysia: How Buy Now, Pay Later Works & What You Need to Know

    BNPL Malaysia: How Buy Now, Pay Later Works & What You Need to Know

    Ever wanted to buy something but hesitated because of the hefty upfront cost?  That’s where Buy Now, Pay Later (BNPL) steps in. It allows you to split payments…

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    Milie J

    March 22, 2025

    4 min read

  • Urby Malaysia Review: Fractional Property Investment in Klang Valley

    Urby Malaysia Review: Fractional Property Investment in Klang Valley

    Imagine owning a piece of landed property in Malaysia without the hefty down payments, complicated loans, and maintenance hassles.  Sounds too good to be true?  Enter Urby, a…

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    Milie J

    March 21, 2025

    4 min read

  • How to Invest in Index Funds as a Malaysian

    How to Invest in Index Funds as a Malaysian

    Investing can feel like a big, complicated puzzle—especially when you’re just getting started. With so many options out there, it’s easy to feel overwhelmed.  But what if there…

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    Milie J

    March 3, 2025

    4 min read

  • Ultimate PTPTN Loan Repayment Guide

    Ultimate PTPTN Loan Repayment Guide

    The Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN), or National Higher Education Fund Corporation, plays a vital role in providing Malaysian students with affordable education loans.  Understanding how to…

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    Milie J

    February 28, 2025

    4 min read

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